Find out which are the safest investment methods

The world of investments is an unknown for those who see it from the outside, so many don't even think about entering it, afraid that it is something very unstable, but what they don't know is that there are ways to make safe investments .

When making investments, you can never be too careful. A lot of study is necessary to discover which method best fits your lifestyle and goals. Therefore, continue reading to find out which are the most profitable and safe ways to invest.

Investment in the real estate market

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One of the most classic methods, which has been practiced for years, is direct investment in real estate. Although the return usually comes in the medium to long term, it is one of the safest and most profitable, because the tendency is for real estate to only increase in value over the years, in addition to always being on the rise.

It basically works through the purchase of properties to later sell or rent, and thus have a financial return. In addition, there is the possibility of investing indirectly in properties, through real estate funds, where the investment is made in the form of applications.

We cannot forget about real estate credit securities, which are part of the fixed income investment group, in which you invest in someone else's construction or property, normally for commercial purposes.

What is direct treasury?

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It may seem a little confusing, but this investment model works with people investing in the Federal Government, taking on roles in the government, and then this invested money comes back with interest, it is safe because it is from the government, and has a higher return than savings, has an accessible minimum value and your money can be withdrawn at any time.

There are three types of direct treasury bonds. The first includes fixed-rate treasuries, where the rate is fixed, and so the investor can calculate what the final yield will be. There are also post-fixed treasuries, where the gains are linked to an index. The danger of this is that this index changes the value, and so there is no way to predict what the return will be. Finally, there are hybrid treasuries, which are a mix of the two previous ones. So part of the investment yields a fixed rate and the other part uses the index.

How to invest in a bank certificate of deposit?

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The famous CBDs are present in the vocabulary even of those who do not invest, this is because it is a form of income used by several banks to let your money earn interest while it is in your account.

In this case, an individual invests their money in a financial institution, which returns the amount with interest. The problem is that there are risks that increase with the value of the investment, but despite this, it is a safe method as it is covered by the FGC.

The three types of letters

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Finally, we have letters of credit, bills of exchange and mortgage bills, the first is divided between real estate and agribusiness letters of credit (LCI and LCA), the investment works almost the same as the CBD method, the difference is where the financial institution invests the money.

Bills of exchange also work in the same way as CBD but with different rates, which are usually higher than those of other models, and therefore, the return is usually higher and they are also divided between prefixed, post-fixed and hybrid. Lastly, mortgage bills invest just like the others, however, the money goes to mortgages.

Each investment method is a perfect fit for a different type of investor, so it is important to know them all and invest in the right way.

Have you discovered the safest ways to invest?

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